FastCash, hanyar lamuni nan take a Najeriya, an inganta shi tare da iyawar fasahar Artificial Intelligence, don tabbatar da cewa ƙarin mutane da gidaje sun sami damar samun kuɗi don cika wajiban gaggawa a ƙarƙashin sharuɗɗan biyan kuɗi.
Ingantacciyar hanyar ba da lamuni nan take, wanda Bankin Monument na First City ke aiwatarwa, an tsara shi ne don rufe gibin kuɗin da ake samu a ƙasar, rage talauci da haɓaka hada-hadar kuɗi.
A cewar sanarwar da mai ba da lamuni, FastCash samfurin lamuni na dijital ne wanda ba shi da haɗin kai, dacewa kuma mai sauƙin shiga wanda ya ba da kuɗi har zuwa N200,000 ga abokan cinikin FCMB a cikin ƙasa da mintuna biyar don biyan bukatun gaggawa, kamar a matsayin biyan kudin makaranta na yara da kudin magani.
Abokan ciniki za su iya samun lamuni cikin dacewa ta hanyar sabuwar wayar hannu ta FCMB ko ta buga lambar USSD na banki.
An bayyana cewa, “Haɗin FastCash na Intelligence Artificial yana bawa abokan ciniki damar samun lamuni da aka keɓance da ikon su na iya biya cikin sassauƙa, samar da ƙwarewar banki ta keɓaɓɓu.
“Bugu da ƙari, abokan cinikin da ke da tarihin biyan kuɗi mai kyau na iya ƙara lamuninsu na yanzu ba tare da biyan bashin da ake da su ba.
“Wani fa’ida ita ce ikon cika lamuni tare da sharuɗɗan biyan abokantaka na takamaiman adadi. Wannan fasalin yana amfanar kowane abokin ciniki wanda ke buƙatar ƙarin aro.”
Da yake tsokaci game da wannan ci gaba na dijital, Shugaban Sashen Banki na sirri, FCMB, Shamsideen Fashola, ya ce, “Haɓaka FastCash tare da Intelligence Artificial Intelligence mataki ne mai ƙarfin gwiwa da kuma bayanin aniyarmu ta yin amfani da fasaha don isar da amintattun, dacewa da kyaututtuka ga abokan cinikinmu masu yawan gaske.
“Mun fahimci kalubalen kudi da ke fuskantar mutane, kuma a matsayinmu na banki mai amsawa, mun himmatu wajen samar da mafita masu tasiri da fa’ida ta hanyar da ta dace.
“Muna alfaharin cewa FastCash ɗinmu yana canza rayuwa kuma za mu ci gaba da haɓaka samfurin don sadar da ƙwarewar abokin ciniki na musamman.”
FCMB ta ce tana yin tasiri mai nisa tare da samfurin lamuni na dijital na FastCash nan take.
Tsakanin watan Janairu zuwa Maris na 2023, ya bayyana cewa, an raba kusan N10bn ga ‘yan Najeriya sama da 290,000 ta hanyar dandali.
Sanarwar ta ce tun lokacin da aka kaddamar da FastCash a shekarar 2018, an bayar da lamuni kusan miliyan 3.2 na sama da N100bn.
